Who We Are

About Us

Expert debt management advice for people across England, Wales and Northern Ireland.

Who are Wilmott Turner Financial Services?

We are personal debt management experts across England, Wales and Northern Ireland.

Our mission is to ensure you make an informed choice about which debt solution is best for you.

We provide you with all the facts – both good and bad – that you will need to decide on the right debt management option and how to get it started.

We are not here to judge. We understand your situation and are here to help resolve your debt problem once and for all.

What
We Do

We provide debt advice and solutions for individuals and small companies.

We give you access to comprehensive on-line guides for each of the main personal debt management options. These give an overview of each of solution, how it works and how it might affect you.

You should use these guides to start making a decision about which option might be right for you.

Before deciding which debt management solution is best, you will need to get specific advice. We offer this in the form of a free, confidential telephone consultation service.

Once you have chosen your solution, we will assist you to implement it or sign post you to an organization that can.

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Our Debt Management
Expertise

The information, advice and assistance available through Wilmott Turner Financial Services is provided by James Falla.

James has been advising people about how to solve their debt problems for over 25 years. During this time, he has gained a unique and extensive knowledge of all the personal debt management solution options including debt management plans, IVAs, debt relief orders and bankruptcy.

James writes all of the information guides found on our web sites. He is also is the author of the personal debt advice book “IVA, Bankruptcy and Other Debt Solutions”.

James is an FCA Approved person. He is the Managing Director of Wilmott Turner Financial Services Limited.

James Falla
Debt Expert

James has been advising people about personal debt problems and the way to solve them for over 25 years. He is an FCA Approved Person and the author of IVA, Bankruptcy and Other Debt Solutions.

James has advised 1000s of people about debt management plans, IVAs, debt relief orders and Bankruptcy. He has personally assisted 100s through the bankruptcy and IVA process. He has worked with people from all different backgrounds. These include those who are employed, self employed, on receipt of benefits and retired.

Our Experience

Over the last 25 plus years, James Falla has helped hundreds of people resolve their debt personal debt problems. This includes those who are employed, self employed, currently not working or retired.

James Falla FCA Approved Person
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Self employed?

One of James’ specialist areas is working with self employed people. He has assisted many sole traders and small business owners to choose and implement the right debt solution. James understands how to deal with common self employed problems such as debt owed to HMRC and business loans. He can provide specialist advice in areas such as separating business and personal income and expenses.

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Living abroad?

James is experienced in working with people who were previously living in England or Wales but have now moved abroad. Whether you are now living in another European country or else ware, James understands the financial pressures you are under and what you need to resolve your UK debt problem.

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Struggling with your current debt solution?

You may have already started a debt solution but now believe it is not be the best option for you.  Perhaps your circumstances have changed or you simply feel you jumped into the solution without knowing all the facts.  James is here to explain the implications if you change to a different, and assist you with the switch if appropriate.